Not Insured By Any Federal Government Agency. Certain information may not display clearly if older browser versions are used. This tool is best viewed using Internet Explorer 8 or greater, Firefox 20 or greater, Chrome 20 or greater and Safari web browsers and their next generation versions. Users are encouraged to use an estimate of Social Security benefits obtained from the Social Security Administration. As a result, the tool will calculate a spousal benefit for a non-working or substantially lower income "partner" even though under federal law, a partner may not be eligible to receive any such benefit. PNC does not guarantee the accuracy or completeness of the Retirement Calculator tool.įor those users who are planning with a domestic partner, the tool does not distinguish between "spouse" and "partner" when estimating Social Security benefits. Your circumstances are unique, may change over time and may need to be adjusted. Tool results should not be taken as predictive or definitive, but instead as illustrations of scenarios that are possible based on the information you’ve provided and on certain assumptions about economic and financial realities that have yet to unfold. You should seek the advice of an investment professional to tailor a plan to your particular needs. (PNC) and its affiliates and vendors do not provide legal, tax or accounting advice. This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC and Leadfusion are not providing tax or legal advice by the presentation of the Tool. The Tools and any information displayed does not constitute the advice of, or reflect actual products, services, rates and/or terms available from PNC Bank or its affiliates and nothing contained in the Tool shall constitute an offer or solicitation of a product or service by PNC Bank or its affiliates. The accuracy of this Tool is not guaranteed by any party and is intended for educational purposes only. For example, you might want to plan for early retirement, or a hybrid scenario where you keep working part-time or otherwise choose to delay your social security benefits.PNC is pleased to present Tools which were created by Leadfusion, which is solely responsible for the operation of the Tools. These spreadsheets can even help you find the best age to retire. So here are seven of the best free retirement spreadsheet templates. You can build your own retirement planner, but it’s faster and easier to get started with a free template. Get started with an easy retirement template Learn about Tiller’s Foundation Template. And then in your post-retirement years, you can customize your spreadsheet with a budget that helps you optimize spending and protect your nest egg.įollowing a budget can help you save more for retirement and reach your long-term financial goals. You can start using one today to budget, pay down debt, and track your net worth. Spreadsheets are also the one financial planning tool you will never outgrow. (Of course, the future is uncertain, as are long-term rates of return, inflation, and even lifespan, so no plan is guaranteed – but as they say, failure to plan is planning to fail.) It can also help you see where to make changes today to get where you want to be in the future. This will provide an accurate picture of what your retirement might look like. With a retirement spreadsheet, you can easily input your own numbers and experiment with different savings, investment growth, and withdrawal rate scenarios. A spreadsheet is a perfect tool for the job. Preparing your retirement takes careful planning that begins years in advance.
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